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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Member Top Pick

Auto Refinance

Refinance Auto Loans

Set Better Terms

Calculate with Refinancing Tool

Lower your payment or rate with us.

Refinancing your car loan can open additional options to save. With our refinancing tool, you can see just how much you can save without impacting your credit score - unless you move forward with an offer.

Pre-qualify in minutes.

Better rates, better terms

It might be a good time to refinance. Our free refinancing tool will let you see personalized, flexible options that may means saving more of your money. 

  • Better rates
  • Shorter terms
  • Lower monthly payment

Refinance in a snap.

Free, easy-to-fill out application 

The refinancing process can be easy, simple, and quick. 

  • Fill out your application
  • Verify your identity
  • View personalized options
  • Complete your credit application
Refinance before it's too late.

Refinancing a car with stronger value can often lead to lower rates and higher savings.

Low Rates, New Rides

With rates as low as 5.49% APR*, you can finance with confidence and hit the road faster. Apply today and enjoy a smoother ride from start to finish!

Your Car Matchmaker

Our concierge car buying services through Autoland, takes the stress out of car buying. From searching to negotiating (and even delivering your vehicle), we handle it all for you.

Access Up to $30,000 Quickly—No Collateral, No Hassle

For life's unexpected expenses, First City’s personal loans offer low rates, easy terms, and flexible options to fit your needs.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.