Personal Loan Rates
Get to know your loan's rate.
Personal Loans
Rates are current and effective as of: October 1, 2025
|
Loan Terms
|
APR as low as
|
Payment per $1,000
|
|---|---|---|
| 36 Months | 10.74% | $32.62 |
| 48 Months | 11.24% | $25.96 |
| 60 Months | 11.49% | $21.99 |
*Loan amounts from $500 - $30,000
Certificates
Rates are current and effective as of: February 1, 2025
|
Maximum Term
|
APR
|
|---|---|
|
Minimum loan is $1,500. Maximum loan amount cannot exceed 90% of Certificate balance
|
|
|
Certificate Secured
|
|
| Certificate Maturity | Dividend Rate +1.50% |
Share Secured
Rates are current and effective as of: February 1, 2025
|
Minimum/Maximum Term
|
APR
|
|---|---|
|
Minimum loan is $1,500. Maximum loan amount cannot exceed 100% of available Share (Regular Savings) balance.
|
|
| Flexible Term | Dividend Rate +1.50% |
First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.