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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Member Top Pick

Direct Deposit and Payroll Deduction

Check Deposits

Early Direct Deposit

Automatic Loan Payments

Get your pay without lifting a finger.

Make managing your money easier with two different electronic deposit options.

  1. Direct Deposit: Automatically delivers recurring deposits, like paychecks or Social Security payments, directly into your First City account.
  2. Payroll Deductions: Automatically deposits a set amount from your paycheck into any of your First City accounts.

Simplify payday with Direct Deposit.

Secure and effortless 

Direct Deposit automatically deposits payments into your account for maximum convenience.

  • Instant payment
  • Skip branch visits
  • Get paid up to two days early with Pay Ahead*

Set transfers with Payroll Deductions.

Maximize your paycheck 

Creating Payroll Deductions can help you use your paycheck to save or pay what you need more efficiently.

  • Automatic transfers to Savings account
  • Automatic payments to First City loans
  • Better manage your cash flow
Mobile banking with a tap.

Transfer funds, monitor accounts, make automatic payments,  and more with our suite of digital banking tools.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.