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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Member Top Pick

Auto Loans

As Low as 5.49% APR*

Up to 125% Financing on New & Used Cars

Flexible Terms

Lower Monthly Payment with Refinance

Buy, finance, or refinance your next car with us.

Financial wellness means reaching your next financial goal with confidence. Our member-exclusive auto loans provide added support for purchasing a vehicle with market-leading rates, easy terms, and a quick application process.

Pre-qualify in minutes.

Better rates, better terms

It might be a good time to refinance. Our free refinancing tool will let you see personalized, flexible options that may means saving more of your money. 

  • Better rates
  • Shorter terms
  • Lower monthly payment
  • View personalized options
Protect your purchase.

Did you know that one in three vehicles experience a mechanical failure in a given year?  Should your vehicle experience a failure after the manufacturer’s warranty expires, without Mechanical Breakdown Protection ("MBP"), you will have no protection from the unexpected repair costs that can cost thousands of dollars.

Did You Know?

Payroll Deduction makes it even easier to make your loan payments. You may be able to make smaller payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.

Loan Payment Center

Easily make secure loan payments in a snap.

*APR = Annual Percentage Rate. Rate referenced is for a 36-month term.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.