Today's Offers
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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Financial Calculators

10 FREE Financial Calculators

Calculate Car Leases, Budgets, Debt, and More

Financial calculators designed for smarter decisions.

Best for loan estimates
Mortgage Calculator
Calculate for adjustable rate loans.
  • Mortgage payments
  • Investments
  • Refinancing
BEST FOR SHARE CERTIFICATE HOLDERS
Certificate (CD) Calculator
See value future value today.
  • Current value
  • Interest over time
  • Total balance at maturity
BEST FOR PAYING OFF DEBT
Credit Card Pay-off Calculator
Create your pay-off plan.
  • Monthly payment
  • Interest rate
  • Pay-off timeline
BEST FOR SAVINGS INTEREST
Savings Interest Calculator
Estimate savings interest earnings. 
  • Deposit amount
  • Rate of return
  • Accrual time
BEST FOR CREATING BUDGETS
Budget Calculator
Set a strong budget. 
  • Monthly pay
  • Savings goals
  • Monthly budget
BEST FOR AUTO LOAN ESTIMATES
Auto Loan Payment Calculator
Estimate auto loan payments.
  • Loan amount
  • Loan terms
  • Total loan payment
BEST FOR CAR-BUYING DECISION-MAKING
Car-Lease vs. Car-Buy Calculator
Decide to lease or buy.
  • Total costs
  • Monthly payments
  • Long-term values
BEST FOR DEBT CONSOLIDATION
Debt Consolidation Calculator
Consider debt consolidation options.
  • Compare up to 10 loans
  • Compare advantages and disadvantages
  • Decide on a path forward
BEST FOR HELOC ESTIMATES
HELOC Payment Calculator
  • Total line of credit
  • Monthly payments
  • Payment adjustments
BEST FOR MORTGAGE PAYMENT ESTIMATES
Home Affordability Calculator
Home begins with a budget.
  • Monthly pay
  • Mortgage payments
  • Monthly budget

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.