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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Member Top Pick

Auto Loan Protection

Auto Loan Protection Plans

GAP Advantage Insurance

Mechanical Breakdown Protection (MBP)

Coverage in place - just in case.

Preparation is the best defense for major losses. In the event of an automobile incident, GAP Advantage and MMP work together to keep covered, so you can keep moving forward and avoid owing money out of pocket. 

  • GAP Advantage can pay outstanding loan balance
  • Mechanical Breakdown Protection helps with expensive repairs

GAP Advantage

Protect from total loss or theft.

If your financed car is ever totaled or stolen, GAP Advantage can pay off the remaining balance on your car loan after your car insurance payout. Plus, you can get additional fund to help finance your next vehicle with us.

  • GAP Advantage can pay off your loan
  • Avoid out-of-pocket costs
  • Additional funds for next vehicle

Mechanical Breakdown Protection

Save on future costly repairs 

Every car will eventually need repairs. As the cost of repairs rise and parts evolving in complexity, Mechanical Breakdown Protection coverage puts you in the right position to take on these repairs.

  • Insurance deductible reimbursement
  • Towing and roadside assistance
  • Rental vehicle coverage during repairs
  • Tire protection up to $500
  • Electronics package coverage
The cost of repairs is rising.

According to Kelly Blue Book, the average cost of a car repair can often exceed $1,000.

Low Rates, New Rides

With rates as low as 5.49% APR*, you can finance with confidence and hit the road faster. Apply today and enjoy a smoother ride from start to finish!

Your Car Matchmaker

Our concierge car buying services through Autoland, takes the stress out of car buying. From searching to negotiating (and even delivering your vehicle), we handle it all for you.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.