Low Rates
Easy Terms
Approval in Minutes
Money you need - when you need it.
Whether you're going on a family vacation, consolidating bills, or taking on unexpected expenses, our personal loan options can help cover your immediate needs. Members can choose from a variety of options designed to work for them.
Pay it off with a Personal Loan.
Low rates, easy terms
Our Standard Personal Loans provide a quick, easy way to secure funds you need for any occasion.
- Borrow up to $30,000
- Flexible terms
- Fast approvals for qualified members
- No collateral required
Help your credit with a Secured Loan.
Added layers of protection
Make your loan work for you with the powerful benefits of a Secured Loan.
- All benefits of a Personal Loan
- Connected to Regular Savings, Money Market account, or Share Certificates
- While earning interest
- Establish or re-establish credit
Personal Loan Rates
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Loan Terms
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APR* as low as
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Payment per $1000
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|---|---|---|
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Loan amounts from $500 - $30,000
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| 12 - 36 Months | 10.74% | $32.62 |
| 37 - 48 Months | 11.24% | $25.96 |
| 49 - 60 Months | 11.49% | $21.99 |
*APR = Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval.
The minimum amount of payment is $50.00. Maximum unsecured loan balances/limits with First City Credit Union including combined Personal Loan balance and Visa Credit Card limit is $50,000. Maximum repayment term dependent on loan amount. Ask for details.
Payroll Deduction can make loan payments easy, safe, and convenient.
*APR = Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval. The minimum payment amount is $50.00. Maximum with First City Credit Union personal loan allowed, including combined Personal Loan balance and Visa Credit Card limit is $30,000.
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If you're an LA County employee, payroll deduction makes it even easier to make your loan payments. You may be able to make smaller payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.
Our easy‑to‑use financial calculators help you estimate payments, compare options, and plan with confidence - before you commit. Whether you’re thinking about a loan, saving for a goal, or paying down debt, a few clicks can help you along the way!
First City Credit Union - a Newsweek recognized America's Best Credit Unions for three years running and nation leading 5-star financial institution, has been supporting Los Angeles County Employees, Departments, and Agencies as Angelenos serving Angelenos since 1937 with convenient locations throughout LA County.
