Personal Loans
Up to $30,000
Flexible Terms Up to 60 Months
Pre-Qualify - No Credit Check Required
When you need money - fast.
Whether you're going on a family vacation, consolidating bills, or taking on unexpected expenses, our personal loan options can help cover your immediate needs. Members can choose from a variety of options designed to work for them.
Unsecured Personal Loan
Quick access with no collateral required
- Borrow up to $30,000*
- Flexible terms tailored to your needs
- Fast approvals for qualified members
- Low rate, simple repayment
- Ideal for any occasion
Secured Personal Loan
Boost or rebuild your credit
- Borrow up to 100% of regular share account balance or 90% of Share Certificate balance
- Backed by your Regular Share Account or Share Certificate Account
- Earn interest while you borrow
- Great for establishing or rebuilding credit
Personal Loans
Rates are current and effective as of: October 1, 2025
|
Loan Terms
|
APR as low as
|
Payment per $1,000
|
|---|---|---|
| 36 Months | 10.74% | $32.62 |
| 48 Months | 11.24% | $25.96 |
| 60 Months | 11.49% | $21.99 |
*Loan amounts from $500 - $30,000
Quick Links
Did You Know?
If you're an LA County employee, payroll deduction makes it even easier to make your loan payments. You may be able to make smaller payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.
*APR = Annual Percentage Rate.
First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.
Pages within: