Vehicle Loans
As Low as 5.49% APR
Up to 100% Financing on New & Used Cars
Flexible Terms
Representative Payment Examples
Sell, buy, or own a lease with ease.
Auto Loans
- Up to 100% financing on new and used cars
- Purchase your lease
- Concierge Auto-Buying Services
RV & Motorcycle Loans
- Up to 100% Financing
- Up to $75,000 RV Financing
- Up to $25,000 Motorcycle Financing
Auto Refinancing
- Lower your monthly payment
- Shorten your term
Auto Loan Terms and Rates
|
Term
|
New Auto Rate APR* (lowest)
|
Payment per $1000
|
Used Auto Rate APR (lowest)
|
Payment per $1000
|
|---|---|---|---|---|
| 36 months | 5.49% | $30.19 | 5.49% | $30.19 |
| 48 months | 5.74% | $23.37 | 5.74% | $23.37 |
| 60 months | 5.99% | $19.33 | 5.99% | $19.33 |
| 72 months | 6.24% | $16.69 | 6.24% | $16.69 |
| 84 months | 6.74% | $14.97 | 6.74% | $14.97 |
| 96 months | 7.24% | $13.74 | N/A | $13.74 |
*APR=Annual Percentage Rate. 0.50% Rate Discount available for loan-to-value of less than or equal to 80%. Rate increase of 0.50% for vehicle mileage of 140,000 or more. 96 month rate exclusive to tiers 1, 2, and 3, available on new autos or most recent model years, less than 5000 miles, $40,000 minimum. Minimum $10,000 loan required on terms longer than 60 months. Certain model year restrictions may apply, please contact First City for clarification. Refinance offer not available on existing First City loans. Cannot be combined with other promotional offers. Rates and programs subject to change. Other conditions may apply. Lowest possible rate is shown, your rate may vary. Credit approval is required.
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First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.