Vehicle Loans
Up to $115,000
Up to 125% Financing on New & Used Cars
Flexible Terms up to 84 Months
Pre Qualify - No Credit Check Required
Buy or refinance with ease.
Auto Loans
- Up to 125% financing on new and used cars
- Up to $115,00 on new vehicles
- Auto-Buying Services
RV & Motorcycle Loans
- Up to 100% Financing
- Up to $75,000 RV Financing
- Up to $25,000 Motorcycle Financing
Lease Buyout
Buy out your lease in less than a day.
- Save time
- Get low rates
- Avoid a DMV visit
Auto Loan Terms and Rates
|
Term
|
New Auto Rate APR* (lowest)
|
Payment per $1000
|
Used Auto Rate APR (lowest)
|
Payment per $1000
|
|---|---|---|---|---|
| 36 months | 5.49% | $30.19 | 5.49% | $30.19 |
| 48 months | 5.74% | $23.37 | 5.74% | $23.37 |
| 60 months | 5.99% | $19.33 | 5.99% | $19.33 |
| 72 months | 6.24% | $16.69 | 6.24% | $16.69 |
| 84 months | 6.74% | $14.97 | 6.74% | $14.97 |
| 96 months | 7.24% | $13.74 | N/A | $13.74 |
*APR=Annual Percentage Rate. 0.50% Rate Discount available for loan-to-value of less than or equal to 80%. Rate increase of 0.50% for vehicle mileage of 140,000 or more. 96 month rate exclusive to tiers 1, 2, and 3, available on new autos or most recent model years, less than 5000 miles, $40,000 minimum. Minimum $10,000 loan required on terms longer than 60 months. Certain model year restrictions may apply, please contact First City for clarification. Rates and programs subject to change. Other conditions may apply. Lowest possible rate is shown, your rate may vary. Credit approval is required.
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First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.