Today's Offers
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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

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Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

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Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

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Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

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Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

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Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

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Credit Cards

Low Rates

$0 Balance Transfer Fees

$0 Cash Advance Fees

Credit cards without the gimmicks

Member Top Pick
Best for simplicity

First City Visa

Enjoy a straightforward credit card with a great rate.

  • $0 Cash Advances
  • $0 Balance Transfers
  • As low as 2.99% APR* for first 6 billing cycles
  • Up to $30,000 limit
Best for credit

First City Secured Visa

Take advantage of all the benefits of a credit card, plus added security. 

  • Establish or re-establish credit
  • Up to $15,000 credit limit
  • $0 Annual Fee
  • 2.99% APR* for first 6 billing cycles

See how we stack up

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Member Top Pick

First City Visa

Other Credit Cards

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2.99% intro rate for the first 6 billing cycles

Starts at 25%
Take control of your Credit Card
First City Card Control
Smart Money Moves

First City is proud to partner with GreenPath to help you make smarter financial decisions. Whether you’re looking to improve your budgeting skills, manage debt, or build your credit, GreenPath offers expert guidance and personalized support every step of the way. Together, we’re committed to empowering you with the tools and knowledge to achieve your financial goals with confidence.

Swipe with Confidence

Enjoy our Visa Credit Card with an introductory rate of just 2.99% APR for the first 6 billing cycles. Plus, take advantage of no balance transfer fees and no cash advance fees - making it easier and more affordable to manage your finances.

*APR = Annual Percentage Rate. 

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.

*Annual Percentage Rate is variable based on prime rate.

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