Vehicle Loan Rates
Explore your vehicle loan's rate.
Auto Loan Terms and Rates
|
Term
|
New Auto Rate APR* (lowest)
|
Payment per $1000
|
Used Auto Rate APR (lowest)
|
Payment per $1000
|
|---|---|---|---|---|
| 36 months | 4.99% | $29.27 | 5.24% | $30.08 |
| 48 months | 5.24% | $23.14 | 5.49% | $23.25 |
| 60 months | 5.49% | $19.10 | 5.74% | $19.21 |
| 72 months | 5.74% | $16.45 | 5.99% | $16.57 |
| 84 months | 6.24% | $14.72 | 6.49% | $14.84 |
| 96 months | 6.74% | $13.50 | N/A | N/A |
*APR= Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval. Minimum $10,000 loan required on terms longer than 60 months. The minimum payment amount is $50.00. Maximum repayment term dependent on loan amount. 0.50% Rate Discount available for loan-to-value of less than or equal to 80%. Rate increase of 0.50% for vehicle mileage of 140,000 or more. 96-month rate exclusive to best qualified borrowers on New Vehicles only with a minimum amount of $40,000. New Vehicles = less than 5,000 miles. Certain model year restrictions may apply, please contact First City for clarification. Other conditions may apply. The lowest possible rate is shown, your rate may vary.
RVs, Boats, and Trailers
|
Loan Term
|
APR* as low as
|
|---|---|
|
Current year and up to 10 model years
Minimum monthly payment $100.00 |
|
| 12 - 84 Months | 7.25% |
| 85 - 96 Months | 8.25% |
| 97 - 120 Months | 9.25% |
*APR = Annual Percentage Rate.
Motorcycles/ATVs
|
Loan Terms
|
APR* as low as
|
Payment per $1000
|
|---|---|---|
|
Current year and up to 10 model years
Minimum monthly payment $100.00 |
||
| 12 - 48 Months | 6.75% | $23.83 |
| 49 - 60 Months | 7.00% | $19.80 |
| 61 - 72 Months | 8.25% | $17.66 |
*APR= Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval. Certain model year restrictions may apply, please contact First City for clarification. Other conditions may apply. The lowest possible rate is shown, your rate may vary.
First City Credit Union - a Newsweek recognized America's Best Credit Unions for three years running and nation leading 5-star financial institution, has been supporting Los Angeles County Employees, Departments, and Agencies as Angelenos serving Angelenos since 1937 with convenient locations throughout LA County.
