Vehicle Loan Rates
Explore your vehicle loan's rate.
Auto Loan Terms and Rates
|
Term
|
New Auto Rate APR* (lowest)
|
Payment per $1000
|
Used Auto Rate APR (lowest)
|
Payment per $1000
|
|---|---|---|---|---|
| 36 months | 5.49% | $30.19 | 5.49% | $30.19 |
| 48 months | 5.74% | $23.37 | 5.74% | $23.37 |
| 60 months | 5.99% | $19.33 | 5.99% | $19.33 |
| 72 months | 6.24% | $16.69 | 6.24% | $16.69 |
| 84 months | 6.74% | $14.97 | 6.74% | $14.97 |
| 96 months | 7.24% | $13.74 | N/A | $13.74 |
*APR=Annual Percentage Rate. 0.50% Rate Discount available for loan-to-value of less than or equal to 80%. Rate increase of 0.50% for vehicle mileage of 140,000 or more. 96 month rate exclusive to tiers 1, 2, and 3, available on new autos or most recent model years, less than 5000 miles, $40,000 minimum. Minimum $10,000 loan required on terms longer than 60 months. Certain model year restrictions may apply, please contact First City for clarification. Refinance offer not available on existing First City loans. Cannot be combined with other promotional offers. Rates and programs subject to change. Other conditions may apply. Lowest possible rate is shown, your rate may vary. Credit approval is required.
RVs, Boats, and Trailers
|
Loan Term
|
APR as low as
|
|---|---|
|
Current year and up to 10 model years
Minimum monthly payment $100.00 |
|
| 12 - 84 Months | 7.25% |
| 85 - 96 Months | 8.25% |
Motorcycles/ATVs
|
Loan Terms
|
APR as low as
|
|---|---|
|
Current year and up to 10 model years
Minimum monthly payment $100.00 |
|
| 12 - 48 Months | 6.75% |
| 49 - 60 Months | 7.00% |
| 61 - 72 Months | 8.25% |
First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.