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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

FirstStart Savings

Designed for Kids and Young Adults

Automatic Deposits from Parents

Federally Insured to At Least $250,000

Build good habits - little by little.

A FirstStart Savings account is an easy way to help kids and young adults learn about the magic of saving. With just $5, you can set up their account and program automatic deposits, so they can start watching their money grow with them.

A lifetime of savings can start today.

Perfect for kids and young adults

Our FirstStart Savings account incorporates effective features to teach the next generation how to save. 

  • Open with just $5
  • Automatic deposits from a parent's account or payroll 
  • At 18, the account converts to a Regular (Share) Savings account
  • Anytime deposits
  • Federally insured to at least $250,000
Why First City Credit Union?

Because First City is owned by its members, we can offer higher interest rates and lower fees than mainstream banks - so your money is always working for you.

Vacation Goals Met

Our Vacation Spender Savings account allows for you to set money aside for that trip you've been meaning to take. Set it and forget it and get access to your funds just before vacation season starts!

Stress-Free Holidays

Our Holiday Savings Account helps you set money aside for the most wonderful time of the year. Whether it’s gifts or gatherings you can save stress-free all year long. Set it and forget it - your funds will be ready just in time for holiday shopping and celebrations!

Here's a Tip

Automate your savings - set up direct deposit to send part of your paycheck straight to your savings account.

Truly Free Checking - No Monthly Fees, Ever

Finally, a checking account that puts your money—and you—first.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.