Everyday banking without the fees.
Our Free Checking account offers all the essentials for your financial needs - including free online banking, mobile banking, and eStatements. Enjoy it all without monthly charges or hidden fees. When we say free, we mean it.
Manage your money with ease.
More benefits, zero fees.
Our Free Checking account simplifies the banking experience with convenience, ease, and helpful benefits.
- Open with just $10
- Visa Debit Card
- Free Online Banking, Bill Pay, and eStatements
- Mobile Banking
- Access to more than 34,000 fee-free ATMs (including over 6,000 7-Elevens)*
- First 50 checks free**
- Overdraft protection
- Available to minors aged 12-17 with parental approval
- No fees
Membership is a few steps away.
Start your application today
To submit an application, click Open an Account below. Remember, to qualify for membership, you:
- Are an employee, retiree, or member of one of the Los Angeles County departments, organizations, or companies that we serve.
- Are in the immediate family (spouse, parents, children, siblings, grandparents) or live in the household of a First City member.
- Live, work, worship, or go to school in one of the many communities the credit union serves throughout Los Angeles County, and parts of San Bernardino County.
Credit unions like First City keep your account safe by watching for unusual activity, sending alerts for unexpected new charges, and using advanced technology to confirm members' identities.
Quick Links
If you work for Los Angeles County, you can have a portion of your paycheck deducted into your accounts. Fill out a form, and we handle the rest!
Join a credit union that puts members first - with savings built around your goals.
First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.
* There is a $3.00 fee on all transactions/inquiries performed on non-CO-OP Network and non-First City ATMs. All deposits are free at CO-OP Network depository ATMs.
**Shipping not included.
Please Note: Not all members will qualify for all product features. Checking account applications are subject to ChexSystem verification.