Vehicle Loans
As Low as 4.99% APR
Up to 125% Financing on New & Used Cars
Flexible Terms
Purchase or Refinance
Sell, buy, or own a lease with ease.
Auto Loans
- Up to 125% Financing
- Up to $115,000 Financing
- Purchase your lease
- Concierge Auto-Buying Services
RV, Boats, & Motorcycle Loans
- Up to 100% Financing
- Up to $100,000 RV Financing
- Up to $25,000 Motorcycle Financing
- Purchase or Refinance
Should I buy or lease my next car? Try the calculator below to find out!
Auto Loan Terms and Rates
|
Term
|
New Auto Rate APR* (lowest)
|
Payment per $1000
|
Used Auto Rate APR (lowest)
|
Payment per $1000
|
|---|---|---|---|---|
| 36 months | 4.99% | $29.27 | 5.24% | $30.08 |
| 48 months | 5.24% | $23.14 | 5.49% | $23.25 |
| 60 months | 5.49% | $19.10 | 5.74% | $19.21 |
| 72 months | 5.74% | $16.45 | 5.99% | $16.57 |
| 84 months | 6.24% | $14.72 | 6.49% | $14.84 |
| 96 months | 6.74% | $13.50 | N/A | N/A |
*APR= Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval. Minimum $10,000 loan required on terms longer than 60 months. The minimum payment amount is $50.00. Maximum repayment term dependent on loan amount. 0.50% Rate Discount available for loan-to-value of less than or equal to 80%. Rate increase of 0.50% for vehicle mileage of 140,000 or more. 96-month rate exclusive to best qualified borrowers on New Vehicles only with a minimum amount of $40,000. New Vehicles = less than 5,000 miles. Certain model year restrictions may apply, please contact First City for clarification. Other conditions may apply. The lowest possible rate is shown, your rate may vary.
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First City Credit Union - a Newsweek recognized America's Best Credit Unions for three years running and nation leading 5-star financial institution, has been supporting Los Angeles County Employees, Departments, and Agencies as Angelenos serving Angelenos since 1937 with convenient locations throughout LA County.
