Today's Offers
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Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Purchase or Refinance

Recreational Vehicle and Motorcycle Loans

Up to 100% Financing

Up to $75,000 RV Financing

Up to $25,000 Motorcycle Financing

Your open road awaits.

Chase the open road (or open water) without stretching your budget. With First City, you can finance your next ride - or refinance the one you already own - with great low rates on boats, RVs, trailers, and motorcycles. Adventure starts here.

RV's & Boats

Recreational vehicles let you explore and vacation with those closest to you. Find the RV of your dreams with help from member-exclusive perks. 

  • Financing available for last 10 model years
  • Up to $75,000 on new models
  • Up to $50,000 on used models
  • Up to 100% financing available for new vehicles
  • Up to 95% financing available for used vehicles

Motorcycles

Flexible financing puts you in the front seat of your next motorcycle purchase, so you can plan your perfect ride. 

  • New and Used financing up to 72 Months
  • New model financing up to $25,000
  • Flexible terms

RVs, Boats, and Trailers

Rates are current and effective as of: April 08, 2026
Loan Term
APR* as low as
Current year and up to 10 model years

Minimum monthly payment $100.00

12 - 84 Months 7.25%
85 - 96 Months 8.25%
97 - 120 Months 9.25%

*APR = Annual Percentage Rate.

Plan ahead with pre-qualifying.

Strengthen your buying power with a pre-qualified loan - set your budget, secure a great rate, and negotiate your RV or motorcycle pricing.

Did You Know?

If you're an LA County employee, payroll deduction makes it even easier to make your loan payments. You may be able to make smaller payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.

Loan Payment Center

Easily make secure loan payments in a snap.

First City Credit Union - a Newsweek recognized America's Best Credit Unions for three years running and nation leading 5-star financial institution, has been supporting Los Angeles County Employees, Departments, and Agencies as Angelenos serving Angelenos since 1937 with convenient locations throughout LA County.

Newsweek America's Best Credit Union