Personal Loan Rates
Low Rates
Easy Terms
Approval in Minutes
Get to know your loan's rate.
Personal Loans
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Loan Terms
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APR* as low as
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Payment per $1000
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|---|---|---|
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Loan amounts from $500 - $30,000
|
||
| 12 - 36 Months | 10.74% | $32.62 |
| 37 - 48 Months | 11.24% | $25.96 |
| 49 - 60 Months | 11.49% | $21.99 |
*APR = Annual Percentage Rate and is subject to change without notice and is based on your overall creditworthiness. All loans are subject to credit approval.
The minimum amount of payment is $50.00. Maximum unsecured loan balances/limits with First City Credit Union including combined Personal Loan balance and Visa Credit Card limit is $50,000. Maximum repayment term dependent on loan amount. Ask for details.
Certificates
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Maximum Term
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APR*
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|---|---|
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Minimum loan is $1,500. Maximum loan amount cannot exceed 90% of Certificate balance
|
|
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Certificate Secured
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| Certificate Maturity | Dividend Rate +1.50% |
*APR = Annual Percentage Rate.
Share Secured
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Minimum/Maximum Term
|
APR*
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|---|---|
|
Minimum loan is $1,500. Maximum loan amount cannot exceed 100% of available Share (Regular Savings) balance.
|
|
| Flexible Term | Dividend Rate +1.50% |
Membership is a few steps away.
Start your application today
To submit an application, click Open an Account below. Remember, to qualify for membership, you:
- Are an employee, retiree, or member of one of the Los Angeles County departments, organizations, or companies that we serve.
- Are in the immediate family (spouse, parents, children, siblings, grandparents) or live in the household of a First City member.
- Live, work, worship, or go to school in one of the many communities the credit union serves throughout Los Angeles County, and parts of San Bernardino County.
First City Credit Union - a Newsweek recognized America's Best Credit Unions for three years running and nation leading 5-star financial institution, has been supporting Los Angeles County Employees, Departments, and Agencies as Angelenos serving Angelenos since 1937 with convenient locations throughout LA County.
