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First City offers convenience, competitive rates, flexible terms, and high quality personalized service.



Loan Options
Auto Loans Low rates + easy terms = a lower monthly payment! Finance your purchase, or refinance your existing loan from another lender for a lower monthly payment!
Recreational Vehicles Whether you’re in the market for a boat, motorcycle, RV, personal watercraft, or trailer you’ll find an affordable financing option through First City.
Personal Loans You can use your First City Personal loan for a vacation, home improvements, unexpected expenses, bill consolidation, or whatever you need.
Visa Platinum Credit Cards Enjoy the prestige and convenience of Visa Platinum, combined with First City’s low rates and high-quality service.
First Time/Light Borrower Program First City offers a variety of auto loan, personal loan and credit card options for members who may have little, or no, experience with credit.
Skip-A-Payment* First City’s Skip-A-Payment service allows you to have extra cash when you need it most. With Skip-A-Payment, you can skip up to one payment in a calendar year on your qualified First City consumer loan.
Real Estate Loans First City has a full range of mortgages and home equity loans to meet your needs.

To see our great loan rates, please click here


Easy Application

Make Loan Payments Easier

Also consider  Payroll Deduction makes it even easier to make your loan payments. It’s convenient and safe. And you may be able to make to small payments twice a month, rather than one large payment – which helps to smooth-out your monthly cash flow.

Skip-A-Payment Disclosure
*There is a $30 fee for each payment skipped. 1 skip available per calendar year. Interest will accrue during the period the payment is skipped. Credit cards, deposit-secured loans, and real estate loans do not qualify. Other conditions apply: see the Terms and Conditions form provided when the Skip-A-Payment is requested. To request Skip-A-Payment, call (800) 944-2200, ext. 9, or stop by any First City branch. You can also request a Skip-A-Payment within the Account Access function of the FirstCitylink online banking service.