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All rates and yields subject to change after the account is opened. Call the credit union at (800)944-2200 for current rates and yields.

Share (Savings) Account Rates

AccountMinimum Deposit to OpenMinimum Balance to Earn APYDividend RateAnnual Percentage Yield (APY)
Regular Share (Savings)$5$1000.10%0.10%
Vacation Club/Holiday Saver$25$1000.10%0.10%
FirstStart Savings$50 and up0.10%0.10%
Free Checking$10NoneNoneNone
Advantage Checking$10NoneNoneNone
Interest Checking$10$1,0000.05%0.05%
Check Builder$50NoneNoneNone
Money Market$1,000 $1,000 - $9,9990.20%0.20%
$10,000 $10,000 - $24,9990.25%0.25%
$25,000 $25,000 - $49,9990.30%0.30%
$50,000 $50,000 and over0.30%0.30%
Money Market IRA$100$100 - $9,9990.20%0.20%
$10,000 $10,000 - $24,9990.25%0.25%
$25,000 $25,000 - $49,9990.30%0.30%
$50,000 $50,000 and over0.30%0.30%
Rate is current as of:January 15, 2019Fees could reduce earnings.

 

Term Certificate and Regular IRA Certificate Rates

Term Certificate Account         
Term
minimum balanceDividend/Yield3 Mos.6 Mos.1 Year18 Mos.2 Year3 Year4 Year5 Year
$1,000 to $9,999Rate0.55%0.75%0.95%1.00%1.24%1.54%1.69%1.88%
APY0.55%0.75%0.95%1.00%1.25%1.55%1.70%1.90%
$10,000 to $49,999Rate0.75%0.95%1.14%1.19%1.44%1.74%1.88%2.08%
APY0.75%0.95%1.15%1.20%1.45%1.75%1.90%2.10%
$50,000 and upRate0.95%1.14%1.34%1.39%1.64%1.93%2.08%2.28%
APY0.95%1.15%1.35%1.40%1.65%1.95%2.10%2.30%
Penalties will be imposed for Early Withdrawals

 

Special Term Certificate Rates

Special Term Certificate  
Wealth Builder
with Payroll Deduction option
Minimum balanceDividend/Yield9 Mos.
to earn APY = $50Rate0.65%
(with Payroll Deduction)APY0.65%
to earn APY = $500Rate0.70%
APY0.70%