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Retirement Center

Individual Retirement Accounts (IRAs)

First City offers a variety of tax-deferred Money Market and Term Certificate IRAs to meet your long-term savings goals-with your choice of Traditional, Roth or Education IRAs. We recommend that you consult with your tax advisor to determine which IRA is best suited to you.

Visit our Retirement Central Website for more information and an IRA application.


  • IRA Certificates – High-yield certificates with terms from three months to four years.
  • IRA Money Market – Earn high rates on your IRA without locking your savings to a specified term. Low minimum initial $100 deposit required. Make additional deposits at any time.

IRA Information Center