Today's Offers
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Mortgages
FirstMortgage
Rates as low as 5.125% APR*

Explore our home loan options to fit your needs.

*APR = Annual Percentage Rate. First City Credit Union is an Equal Housing Lender

Visa Credit Card
Credit Card Introductory Rate Offer
2.99%APR* for 6 months

See if you’re prequalified without a credit check.

Payroll Deduction
Payroll Deduction
Auto-deposit part of your paycheck

See how to set up payroll deduction.

Auto Loans
Auto Loans (New & Used)
As low as 5.49%* APR

See if you're pre-qualified without a credit check.

Home Equity
HELOC Introductory Variable Rate Offer
As low as 5.99% APR* for 12 months

See how your home equity can work for you.

Personal Loan
Personal Loan Features
Borrow up to $30,000, no collateral required

See if you're pre-qualified without a credit check.

Member Assistance

For Our Members in Need

With the federal government shutdown, rest assured that First City Credit Union remains open for business and fully committed to serving your financial needs.

We understand this period may bring uncertainty, especially for our members who will be directly impacted. Please know that we're here to support you with personalized solutions, flexible options, and the dependable service you’ve come to expect from us. Your financial well-being remains one of our top priorities. If you have questions or concerns, please don’t hesitate to reach out. We’re here for you — Angelenos serving Angelenos for almost 90 years.

Member Relief Loan

  • Loan amounts up to $5,000
  • 90-day first payment deferral*
  • Up to 36 month term
  • Lower rates than standard personal loans
  • For existing/new members 

Skip-A-Pay or Loan Modification

  • Payment deferrals available on existing consumer loans
  • Up to 6 Skip-a-Pays per loan (one month at a time).
  • $30 fee waived for furlough-related requests.
  • Note: Real estate–secured loans aren’t eligible.

First City Credit Union is a nation leading 5-star financial institution with locations across Los Angeles.

*Available upon request only. Annual Percentage Rate ranges from 3.99% - 7.99% based on borrower qualification, not all applicants will qualify. Monthly payment of $29.52 per month on a 36-month loan for $1,000 at 3.99%. Maximum personal loan allowed, including combined Personal Loan balance and Visa Credit Card available credit, is $50,000. Applicants must be active members, in good standing.