What is Apple Pay?
Apple Pay is a safer, easier, and faster way to complete transactions. It allows you to pay for your purchases with your iPhone® 6, iPhone 6 Plus, or Apple WatchTM by holding your device near a contactless reader at participating merchants. You can also use your phone, iPad AirTM 2 and iPad miniTM 3 to pay within certain apps.
How Does It Work?
Apple Pay pairs your device with your existing First City Credit Union credit or debit card to complete transactions without your wallet. It is more secure than using regular plastic cards because it never uses or stores your actual card numbers. Instead, it assigns a unique Device Account Number to your device and every transaction is completed with a dynamic security code. Your actual credit or debit card numbers are never shared by Apple with merchants or transmitted for payment.
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