Whether you are buying or refinancing, First City's real estate loan professionals help you every step of the way, ensuring that your loan is processed and funded in a timely manner.

The credit union offers a range of first mortgage options:

First Mortgage
  • Low fixed and adjustable rates
  • Your choice of a variety of terms 
  • Borrow up to $600,000
  • Low closing costs, that you may be able to finance into your loan
  • No-points option


For more information, or to apply, call (877) 296-8728 or visit our Home Mortgage Center.

NMLS #649182

CU Home Advantage - Rebate & Discount Program

As a credit union member, you know the credit union works for you and is actively seeking new ways to fulfill your needs. One of the many benefits we provide our members is a real estate assistance program where you can take advantage of a real estate agent rebate and other discount programs to make your home sale and/or purchase easier and more affordable.

Here's how it works. Fill out our simple online form and your information is sent to our real estate advocate who will contact you and help you take advantage of the program. It's that easy. Please contact a loan officer at our Los Angeles branch or by phone at 800-944-2200, if you have any questions.



Need help with your mortgage? Hardship assistance is available here



  • EHL
  • NCUA
  • Digital Insight