Lock in a great rate with a term that fits your needs.

Our Term Certificates earn the most of all our Savings Accounts. The longer term and requirements means more dividends for you. If you're looking for the most return on your investment, this is the account for you.

 Choose from our two Term Certificates types:

Term Certificate Wealth Builder Term Certificate 


  • A low minimum deposit of just $1,000 is required to open the account.
  • Flexible terms from three months to five years.
  • With our tiered rates, the more you save, the more you earn!
  • Federally insured to at least $250,000 by the NCUA.


  • Make additional deposits of any amount, at any time, without affecting your nine-month term!*
  • Minimum initial deposit of just $500. With payroll deduction, your minimum initial deposit is only $50!
  • Pay yourself first by setting up regular automatic deposits through Direct Deposit or Payroll Deduction.
  • A great gift idea to help young people establish a savings plan.
  • Federally insured to at least $250,000 by the NCUA.

 Penalty for early withdrawal may reduce principal and earnings. *For IRAs, the IRS has specific rules governing the amount and frequency of your contributions.



Quick Links

orange pen icon Open Now

orange charts icon Rates

 orange calculator iconSavings Calculator

orange star iconRetirement Central


  • EHL
  • NCUA
  • Digital Insight