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News & Updates

First City is safe during the current L.A. County fires

The fires that are burning throughout our region are of deep concern to all of us.  The number one priority of First City during this time is the safety and health of our members, staff, and their families. The impact on the credit union has fortunately been minimal and we want to assure you that we are still fully operational, in our branches, ATMs, and online, to service your needs.  We will be coordinating our communications for those that may be affected by the fires and remain ready to help in any way we can.  Everyone here at First City wishes our membership and their loved ones to be safe in this trying time.  We will keep you updated of any appreciable effects on our operations and will keep all of you in our thoughts.

Thank you,

Jim Miller,
President/CEO First City Credit Union


A Helping Hand for Hospitals

Everyone can use a helping hand sometimes.  It’s the credit union way to help our communities, our families, our friends, and our co-workers in those times of need.  In that same spirit of community, First City wants to be a Helping Hand for Hospitals.

For a limited time, when you open a First City Checking Account, we’ll pay you $25! We’ll also donate $25 to your choice of one of the worthy hospital organizations associated with our membership as sponsors of First City, such as:

Children’s Hospital Los Angeles 
Huntington Hospital
LAC+USC Medical Center
Antelope Valley Hospital
And Other Hospitals in the First City Family 

First City checking accounts offer exceptional 
value and a range of choices to meet your needs.  
All of our checking accounts come with:

FREE Online Banking and Bill Payment
FREE Visa Check Card
FREE access to more than 25,000 CO-OP Network ATMS 
(including 5,500 7-Eleven stores)
Unlimited FREE check writing
FREE first order of checks

Visit our website to learn more about our checking choices, call (800) 944-2200, or visit one of our branches.

Must be a new checking account opened after promotion starts. Not valid for members with existing checking accounts closed within the prior 90 day period.  All checking accounts are subject to CheckSystems verification.  Offer subject to change without notice. Expires December 31, 2017.

Don't Get SMiShed!

SMiShing scams are similar to phishing scams. You get a message from a bank or service provider asking you to do something. However, the SMiShing is really a message from a scam artist. While most people are familiar with email phishing scams, they're less skeptical when receiving SMiShing messages.


How SMiShing Works:


SMiShing scams often direct you to visit a website or call a phone number. If you dial the number, you’ll be asked for sensitive information like a credit card number.



If you visit the website, it may attempt to infect your computer with malware.


Scammers continually get more and more creative. Most consumers are savvy enough not to fall for the old "we need your bank account password" email. However, a text message seems less threatening.


Instead of just trying to get money from you, like they do in cashier's check scams, SMiShing schemes often just try to get information such as credit card numbers. Then they use or sell the information later.

Remember, First City and its respresentatives will not make requests for your credit card number or personal information through text message.  We are always working to safeguard your information and want to help you learn how to keep yourself safe.

Equifax Data Breach Announcement

Equifax, one of the nation’s top three major credit reporting agencies, announced a Cybersecurity breach impacting more than 143 million consumers.  While the breach took place on Equifax's databases, the company has found no evidence of unauthorized activity on their core consumer or commercial credit reporting databases. 

Equifax has created a dedicated website and call center to answer questions. They are also offering credit monitoring, identity theft insurance and internet scanning for impacted consumers.

For more information, visit:

Equifax Data Breach website:

Dedicated call center: 866.447.7559

Determine if you were impacted:

TrustedID Premiere credit monitoring:

As a First City Credit Union member, your security and peace of mind is very important to us. As such, we consistently test our internal systems for weaknesses and seek to ensure that all of your data remains secure. However, you are your best defense when it comes to protecting yourself from fraud and identity theft.  As always, we encourage you to monitor your account statements closely and report any unauthorized charges to us immediately.

First City Turns 80!

First City Credit Union is celebrating its 80th Anniversary with a number of celebration events in September, culminating on the credit union’s “birth date” or date of establishment, Sept. 28. We want to invite you, our members, to the festivities! Click here for more details on our 80th birthday celebration.

New Schedule of Fees

--We've Reduced Many Fees

We’re hard at work reducing fees for you, our members. In fact, we’ve eliminated 11 fees, an almost 25% reduction overall. There was only one fee increase, the Returned Payment fee (from $25 to $31, to reflect current costs),while only one updated fee, the Duplicate Statement Fee of $5 was introduced, to accompany the availability of FREE Online Statements. These changes take effect on August 15, 2017 and reflect our commitment to bring you a broad range of quality financial services, delivered and priced to provide good value. If you would like a copy of the new schedule of fees, you can click here for a copy of the new schedule of fees, call (800) 944-2200, request it by mail, or visit our branches.

New Security Requirement

To enhance your First Citylink Online Banking (home banking) security, a password update will be required for all home banking users every 6 months (180 days). Please note: You will not be able to use your two previous passwords, and will need to make the change to the password
through your browser on a PC/home computer as opposed to the mobile app

New Enhanced Scheduled Recurring Transfer Service

As of July 27, 2016


We will be enhancing the features of the Scheduled Recurring Transfer service (SRT) in online banking On July 26, 2016, between 6:00 PM and 11:00 PM PST. The service will change from the current system to the new enhanced SRT experience. During this activity, all existing SRTs will be moved to the new system; users will not need to set up these transfers again. After the move is complete, all transfers scheduled for the day will process normally at your existing start time.

The enhanced SRT interface has been simplified while reusing familiar transfer controls. Instead of separate pages for one-time and recurring transfers, you can make any transfer a recurring transfer by clicking on the “Repeat” checkbox in the “Move Money” pop up. The same frequency types (ex. ‘Once a Month’) and ending recurring conditions (ex. ‘Until I Cancel’) from the old system will be available with new SRTs. Additionally, those who have set up SRTs can view and delete their active and expired SRTs from the ‘View Scheduled Transfers’ page.

With this activity, there will be no downtime for online banking overall, but be aware that during the hours of the change itself, you will be unable to schedule, view, or edit recurring transfers.

New Fraud Prevention Service

As of June 8, 2016


In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud.  The changes will occur on June 8, 2016.

Here’s how it works:


1. When potential fraud is detected, you will receive an automatic email notification from First City Credit Union, with the option to reply with "fraud" or "no fraud"


2. One minute after the email, you will receive a text alert from 32874 between 7am and 9pm, which also has the "fraud" or "no fraud" option. *SEE BELOW


3. If there is no response received from you, five minutes after the text alert, you will receive automatic phone calls to confirm or deny fraud.


Remember: Our messages will never ask for your PIN or account number.


*The phone number for our Fraud Center has changed to 1-800-417-4592. If you add this number to your phone contacts and label it "Fraud Center," it will display whenever you get a call from this number.

First City Ranks Top 200 Healthiest

First City received an A+ rating among federally insured credit unions in the United States for 2016. We also rank among the top 200 for the third straight year, as listed by

More information can be found at:

CU Members Earns Top RE Honor

Fannie Mae has announced Colonial Savings, parent company of CU Members Mortgage, has been recognized as a STAR Performer for best practices in the areas of General Servicing, Collections/Loss Mitigation and Neighborhood Stabilization for 2014.  Congratulations to our Mortgage Loan Partner on a job well done!

Holiday Branch Closures

September 4, Labor Day
October 9 Columbus day
November 10 Veterans Day
November 23-24 Thanksgiving Holiday

Helpful Tips:

If you're traveling, be sure to notify us so we can make certain your Visa credit/debit card and ATM activity is authorized by you during your trip!



  • EHL
  • NCUA
  • Digital Insight