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Real Estate Loans

Summer Special

Save More On Your Mortgage
Get $1,000 Off Closing Costs

On Your Refinance or Purchase of a Home with First City.

$1,000 off will be applied at loan closing in the form of a lender credit, 1-4 unit, owner occupied primary residences only. Credit approval required.  Subject to change without notice.

Learn More and Apply

First City has a full range of mortgages and home equity loans to meet your needs.  Be sure to visit our Document Center for forms related to Home Mortgages.

At First City Credit Union, our goal is to offer our members superior home loan programs with competitive rates.

We offer unparalleled service and attention you won’t get any place else – whether you’re buying a home or refinancing a mortgage, we can help you save time and money.

We know the hours and energy it takes to shop and compare programs to secure the right financing for your home loan. Let us do the shopping for you and offer multiple options and provide sound advice to ensure you receive a loan program that’s right for you. With our service, you’ll know every detail and step in the loan process with no surprises at the end.

For your convenience, we offer longer service hours, online application to give you easy access – on your time, and a mortgage specialist to attend to your needs throughout your transaction.  You’ll receive excellent service and a great rate from First City Credit Union’s home loan programs.

Thank you and we look forward to putting our home loan services to work for you!

Please call us toll free at (800) 944-2200 or visit us at our Home Mortgage Center

Your Home Loan Toolkit, A Step-by-Step Guide, by the Consumer Finance Protection Bureau

Mortgage Hardship Assistance

Real Estate Options

First Mortgages First City can help you whether you’re looking to buy or refinance a home.
Home Equity Lines of Credit A low-rate line of credit when you need it.
Fixed-Rate Home Equity Loan The fixed-rate solution to tap into your equity.

NMLS #649182