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First City has great rates and high quality personalized service.
Don’t fall for credit card gimmicks like points, miles and rewards. First City’s Visa is a straightforward credit card with great rates and features. We dare you to compare because there is no comparison.
|Compare Your Credit Card|
|First City Visa||Other Credit Cards|
|Balance Transfer Fee||$0||As high as 4% of
|Cash Advance Fee||$0||As high as 4% of
|Rate on Purchase vs.
|Same||Often more than double purchase rate|
|Lowest Rate||9.25% to 18.00%APR*||Usually 15% or higher
(check your current rate)
|Service||Friendly, personalized credit union service||Good luck!|
Based on a periodical survey of leading credit card issuers
Choose the right First City Visa Credit Card for you:
|Plus, enjoy a long list of benefits. Here’s what you get:
Certificate balances cannot be used to secure a credit card.
*APR=Annual Percentage Rate, rate is variable based on prime rate
Visa Credit Card Rates
|VISA CREDIT CARD DISCLOSURE|
|Interest Rates and Interest Charges|
|VISA Credit Card||Share-Secured Visa Credit Card|
|as low as||up to|
|Annual Percentage Rate (APR) for Purchases||9.25%||18.00%||7.25%|
|APR for Balance Transfers||9.25%||18.00%||7.25%|
|APR for Cash Advances||9.25%||18.00%||7.25%|
|Rates are current as of: June 19, 2020||APR is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.||This APR will vary with the market based on the Prime Rate.|
- Apply for your First City consumer loan 24 hours a day
- Click on the ‘Apply for a Loan’ button on this page or call (800) 944-2200, ext. 5.
- Qualified members are approved in minutes.
- You can also apply at any First City branch during business hours.