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Combine the worldwide prestige and convenience of Platinum with First City’s great rates and high quality personalized service.
Don’t fall for credit card gimmicks like points, miles and rewards. First City’s Visa platinum is a straightforward credit card with great rates and features. We dare you to compare because there is no comparison.
|Compare Your Credit Card|
|First City Visa Platinum||Other Credit Cards|
|Balance Transfer Fee||$0||As high as 4% of
|Cash Advance Fee||$0||As high as 4% of
|Rate on Purchase vs.
|Same||Often more than double purchase rate|
|Lowest Rate||10.75% APR*||Usually 15% or higher
(check your current rate)
|Service||Friendly, personalized credit union service||Good luck!|
Based on a periodical survey of leading credit card issuers
Choose the right First City’s Visa Platinum Credit Card for you:
|Visa Platinum||Secured Visa Platinum|
|Plus, enjoy a long list of Platinum benefits. Here’s what you get:
Certificate balances cannot be used to secure a credit card.
*APR=Annual Percentage Rate, rate is variable based on prime rate
Visa Platinum Rates
|VISA PLATINUM DISCLOSURE|
|Interest Rates and Interest Charges|
|Effective as of||December 1, 2019|
|VISA Platinum||Share-Secured Visa Platinum|
|as low as||up to|
|Annual Percentage Rate (APR) for Purchases||10.75%||18.00%||8.75%|
|APR for Balance Transfers||10.75% to 18.00%|
|APR for Cash Advances||10.75% to 18.00%|
|APR is based on your creditworthiness. This APR will vary with the market based on the Prime Rate.||This APR will vary with the market based on the Prime Rate.|
- Apply for your First City consumer loan 24 hours a day
- Click on the ‘Apply for a Loan’ button on this page or call (800) 944-2200, ext. 5.
- Qualified members are approved in minutes.
- You can also apply at any First City branch during business hours.