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For those who are primarily concerned about the safety of their retirement funds.

No matter what stage you are in life, a credit union IRA can help your financial security in retirement.  Let First City help you build a secure plan for the long term.

Individual Retirement Accounts

Features & Benefits

  • A First City Deposit IRA is protected with NCUA insurance — up to $250,000. You can rest assured that your savings will be there when you’re ready to begin using it.
  • First City offers a variety of tax-deferred Money Market and Term Certificate IRAs to meet your long-term savings goals-with your choice of Traditional, Roth or Education IRAs. We recommend that you consult with your tax advisor to determine which IRA is best suited to you.
  • Low minimum initial $100 deposit required
  • Make additional deposits at any time.


  • IRA Certificates – High-yield certificates with terms from three months to four years
  • IRA Money Market – Earn high rates on your IRA without locking your savings to a specified term.

 Visit our Retirement Center for more information and an IRA application.