Savings and Investments
First City's Term Certificates offer some of the highest rates you'll find anywhere on federally insured savings.
Choose from two Certificate Types:
- A low minimum deposit of just $1,000 is required to open the account
- Flexible terms from three months to five years
- With our tiered rates, the more you save, the more you earn!
Wealth Builder Term Certificate
- Make additional deposits of any amount, at any time, without affecting your nine-month term!
- Minimum initial deposit of just $500. With payroll deduction, your minimum initial deposit is only $50!
- Pay yourself first by setting up regular automatic deposits through Direct Deposit or Payroll Deduction
- A great gift idea to help young people establish a savings plan.
Penalty for early withdrawal my reduce principal and earnings.
Application | Rates