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Checking

First City has the Checking Account to Fit Your Lifestyle

First City's checking accounts offer exceptional value and a range of options to meet your financial needs.

Click here to apply online for a First City checking account, or call 800-944-2200, ext. 0.

First City Checking at a Glance

  Advantage
Checking
Interest
Checking

Free
Checking

Monthly Dividends -------- Paid when balance of $1,000 or more is maintained. --------
Certificate Bonus -------- -------- --------
FirstCityLink Home Banking and Bill Payment FREE FREE FREE
Visa® Check Card FREE, accepted at over 25 million ATMs and merchant locations worldwide FREE, accepted at over 25 million ATMs and merchant locations worldwide FREE, accepted at over 25 million ATMs and merchant locations worldwide
ATM/POS Access FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores).* All point-of-sale transactions are free. FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores).* All point-of-sale transactions are free. FREE withdrawals and deposits at all First City ATMs and over 34,000 CO-OP Network ATMs worldwide (including over 6,000 participating 7-Eleven stores).* All point-of-sale transactions are free.
Check Writing FREE unlimited checks. FREE unlimited checks. FREE unlimited checks.
Free Checks** First 50 checks FREE! First 50 checks FREE! First 50 checks FREE!
Minimum Initial Deposit $10 $10 $10
Monthly Fee $7.50, waived with direct deposit of net pay or with active First City Consumer loan. $7.50, waived with daily minimum balance of $500 or average monthly balance of $1,000, or aggregate account balance of $5,000 or more. None! It's FREE!
Availability to minors -------- -------- Freedom Choice Checking is available to teenagers 16-17 years of age with parental approval and signature. At age 18, the account becomes a Free Checking account.

*There is a $3.00 fee on all transactions/inquiries performed on non-CO-OP Network and non-First City ATMs.  All deposits are free at CO-OP Network depository ATMs.

**Shipping not included.

Not all members will qualify for all product features. Checking account applications subject to ChexSystem verification.

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Access to More Than 34,000 CO-OP Network ATMs Nationwide

First City members can access your accounts at more than 34,000 CO-OP Network ATMs nationwide (including more than 6,000 participating 7-Eleven stores). Deposits to your First City accounts are always free at CO-OP Network depository ATMs. For the CO-OP Network nearest you, visit www.co-opnetwork.org, or call (888) 748-3266.

 


 




Information about Overdraft Protection and Courtesy Pay

Schedule of Fees and Charges

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