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You Can Count On First City

As a First City member, you can be assured that your deposits are safe here. The credit union maintains over 11% in capital reserves—which protects the institution in times of economic downturns—and is a measurement of strength that few banks or credit unions can match, nationwide.  The credit union's strength is backed by federal insurance—the full faith and credit of the United States government.  First City deposits are federally insured up to $250,000 per member by the National Credit Union Administration (plus another $250,000 on your IRA).

Your combined balances in your First City savings, checking, money market, and certificate accounts are insured up to $250,000.  However, your accounts can be structured for additional coverage.  Please visit the NCUA's Share Insurance Estimator  for more information.  A summary brochure, provided by the NCUA, is available by clicking here.

First City Again Receives 5-Star Rating

First City has been rated "Superior, 5-Star," (highest rating possible), for the 56th straight quarter by Bauer Financial Inc, the nation's leading independent bank rating firm.  This unbiased rating is based on financial data provided to federal regulators.  For more information, please see the press release  and visit

First City's Annual Report for 2011 


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